Specialist Business Finance Broker
Mill Wood Finance offers a strategic approach to commercial and corporate business finance to provide UK enterprises with the required capital
/ FCA Authorised
Reference: 729876
Strategic Finance For Your Business
At Mill Wood Finance, since 1999, we have been helping businesses at different stages of growth with funding strategies that match their scale, complexity and ambition.
Some clients need access to the right funding to move forward. Others need a more strategic approach to how their business is structured and financed. As a business finance broker with almost 30 years of experience, our role is to provide the expertise, lender access and commercial insight to support both.
Whether you are seeking funding to move your business forward or reviewing how finance is structured at a more strategic level, Mill Wood Finance provides clear, commercially focused advice and access to a broad funding network.
Corporate Finance Products
As businesses grow, the conversation shifts from accessing finance to using it strategically. For mid-sized firms, the structure of debt and capital has a direct influence on cash flow, resilience and the ability to pursue long-term objectives.
Mill Wood Finance works with finance directors and senior leadership teams to ensure funding arrangements support the broader commercial strategy, rather than constrain it.
Strategic Focus
Our corporate finance advisory centres on the effective use of debt within a well-planned capital structure. We help businesses review existing facilities, restructure borrowing where needed and design funding frameworks that create flexibility and financial stability.
This includes support with:
Corporate debt restructuring and refinancing
Capital structure planning
Funding for expansion and acquisitions
Aligning debt facilities with future business plans
Our approach is analytical and commercially grounded, with advice designed to support informed decision-making at board level.
Spotlight Service
Import Finance
Import finance gives funding to meet supplier obligations, cover shipping costs and maintain stock levels without draining working capital.
We work with specialist trade finance lenders to structure facilities around your specific supply chain and trading cycle. Whether you are an established importer or scaling up international purchasing for the first time, we can help you access the right facility and present your business to the right lenders.
Commercial Finance Products
For many smaller businesses, securing finance is not straightforward. Complex trading histories, sector risk, time pressure or previous credit issues can all make traditional funding routes difficult. We specialise in situations where funding needs to be structured carefully and presented properly to the market.
Mill Wood Finance helps business owners and managers access the funding required to operate, stabilise or grow, even where the deal sits outside standard lending criteria.
How We Help
We work across a wide range of funding types, including asset finance, working capital facilities and property-backed lending. As a business finance specialist, our focus is on understanding the commercial reality of your business and matching it with lenders who can take a pragmatic view.
We are particularly experienced in:
Deals that have been declined elsewhere
Time-sensitive funding requirements
Businesses in transition or recovery
Complex structures that need clear financial presentation
Our value lies not just in lender access, but in structuring applications so that the strength of the business is properly understood.
Spotlight Service
Hospitality Finance
We work with a diverse selection of UK businesses across a wide variety of industries and verticals. One industry we commonly provide finance solutions to is the hospitality industry, helping UK restaurants and leisure industry operators to access the funds they need.
Our Simple Process
We keep the process straightforward so you can focus on running your business. From your first conversation with us through to a completed application, here is what to expect:
Helping you access the right finance products for your business
- Free Consultation
- Dedicated Account Manager
- Transparent Fees
Mill Wood Finance works with a broad panel of lenders, including specialist providers that sit outside of traditional high street banking. This means we can access funding options that many businesses would not find on their own. Every client is assigned a dedicated account manager who handles the process from initial conversation through to completion, and our fees are agreed upfront before any work begins.
