Corporate Finance Broker
Corporate finance brokers for established businesses
FCA Authorised | Reference: 729876
Helping businesses unlock capital
At Mill Wood Finance, we work directly with finance directors and senior leadership teams to ensure that borrowing and capital arrangements support the wider commercial strategy of the business.
As a corporate finance broker with almost 30 years of experience, we bring a level of insight that goes beyond sourcing individual facilities. Our role is to understand how a business is funded at a structural level and to identify where improvements, new arrangements or a different approach to debt could create meaningful commercial value.
Whether you are reviewing existing facilities, planning funding for growth or looking to restructure borrowing that no longer reflects the scale and direction of the business, Mill Wood Finance provides clear, grounded advice and access to a broad network of specialist lenders.
How can a corporate finance broker help you?
A corporate finance broker acts as an intermediary between a business and the lending market. Rather than approaching individual banks or funders directly, a business works with a broker who understands the full range of available facilities and can identify which lenders are best suited to a particular funding requirement.
For established businesses that have outgrown funding requirements from standard lenders, this is particularly valuable. Funding requirements are often more complex at this stage, involving multiple facilities, structured repayment profiles or a combination of debt and equity. A corporate finance broker brings the commercial understanding to assess these requirements and the lender relationships to structure a solution that supports the broader business strategy.
At Mill Wood Finance, our corporate finance work is focused on debt advisory and capital planning. We take the time to understand how a business is funded before recommending changes, and we present detailed business cases to lenders so that the strength of each application is properly understood. We have held full FCA authorisation for our credit broking activities since 1999.
Who we work with
Our corporate finance advisory is built for established businesses where the way funding is structured has real consequences for performance, resilience and long-term planning. We typically work with businesses that have moved beyond standard bank lending and need experienced support across debt, capital and funding strategy.
Enterprises engage with us for a range of reasons:
- Reviewing facilities that were set up years ago and no longer suit the scale or direction of the business
- Planning funding for an acquisition or expansion
- Restructuring borrowing after a period of change
- Preparing their financial position ahead of a significant commercial milestone.
We work closely with finance directors, managing directors and business owners throughout the process, providing clear advice at every stage.
Our Brokerage Process
We keep the process straightforward so you can focus on running your business. From your first conversation with us through to a completed application, here is what to expect:
FAQs
What is corporate finance?
Corporate finance is the area of business finance concerned with how a company is funded and how its financial structure supports wider business objectives. For established businesses, this typically involves managing the balance between debt and equity, planning how to fund growth or acquisitions, and ensuring that borrowing arrangements are aligned with where the business is heading.
What is the difference between corporate finance and commercial finance?
Commercial finance generally refers to practical funding products such as asset finance, secured loans or working capital facilities. Corporate finance sits at a more strategic level, dealing with how a business structures its overall funding position and plans for significant financial events such as acquisitions or refinancing. Many businesses need both. At Mill Wood Finance, we provide advisory across corporate and commercial finance so that funding decisions work together across the business.
Why would an established business use a corporate finance broker instead of going directly to a bank?
A single bank can only offer its own products and will assess your business against its own lending criteria. A corporate finance broker works across the whole market, including specialist and non-high-street lenders, and can identify facilities that a business would be unlikely to find on its own. Beyond sourcing, a broker can also advise on how borrowing should be structured and whether existing facilities could be improved to better reflect the current position of the business.
What does debt restructuring involve?
Debt restructuring is the process of reviewing and reshaping a business’s existing borrowing arrangements. This might involve renegotiating terms with current lenders, consolidating multiple facilities into a single structure, adjusting repayment profiles or moving lending to a provider that better suits the business. The objective is to ensure that the way a business borrows reflects where it is today and where it intends to go, rather than arrangements that were put in place years ago under different conditions.
What is capital structure planning?
Capital structure planning is the process of designing the right mix of debt and equity for a business. Getting this balance wrong can leave a business over-leveraged or overly dependent on a single funding source, both of which limit the ability to invest or respond when opportunities arise. We work with businesses to review how their capital is currently structured and recommend changes where the existing setup no longer fits.
Is Mill Wood Finance regulated?
Yes. Mill Wood Finance Limited is authorised and regulated by the Financial Conduct Authority for its credit broking activities. Our Firm Reference Number is 729876 and can be verified on the FCA register. We have been operating since 1999.
Speak to a specialist broker in corporate finance
- Free Consultation
- Dedicated Account Manager
- Transparent Fees