Fit Out Finance
Helping you to access the financing solutions you need for your fit out
/ FCA Registered
Reference: 729876
Who Are Mill Wood Finance?
Since 1999 we have been helping businesses to access bespoke borrowing solutions.
Our Ethos:
At Mill Wood Finance, we provide our customers with the professionalism, courtesy and service that is expected in all parts of our everyday lives.
Our Services
We work for our clients and not the banks that we have relationships with. We take the time to understand our customer's financial requirements and situation, before helping to advise and broker financial products best suited to them.
Flexible fit out financing for businesses across the UK
Whether a restaurant, office, shop or any other type of commercial property that requires a fit out, it is likely to be a costly endeavour, especially for new businesses.
Luckily, there are a number of fit out financing options available for UK businesses.
We believe in valuable, honest, and straightforward business. By working with us, you’ll have your own broker on the end of the phone rather than going through endless call centres.
Our specialty is in putting together compelling business cases for your fit out finance loan requests. We take the time to understand your restaurant, pub, hotel, shop or office, as well as your financial objectives.
Lenders trust us our judgement and commitment to sensible, responsible lending. This reputation provides us with favourable access to competitive repayment terms and potentially wider affordability multipliers compared to the high street lenders.
If you want to speak to a broker who understands fit outs, get in touch.
Different types of fit out
Mill Wood Finance can provide bespoke commercial finance solutions for both types of fit out.
Types of Fit Out Finance Solutions
What does fit out financing provide?
Fit out financing provides access to the capital required to fit out a property, without the financial strain of having to pay for this all up front. This allows businesses to preserve their capital and cash flow, which can be critical, especially early on.
The upsides to fit out financing
- Reduce upfront costs – minimise initial expenses to spread the cost over affordable monthly repayments, helping to free-up funds for other prominent areas.
- Simple cost allocation – agreed payments and dates are set in stone beforehand to give you peace of mind regarding each necessary acquisition for your restaurant fit out.
- Advantageous tax benefits – asset finance can present advantageous tax benefits as opposed to purchasing items up front, although it is always important to seek independent tax advice
Office Fit Out Finance
Mill Wood Finance can provide access to flexible finance options for office fit outs. Asset costs that could be financed include flooring, ceilings, lighting, walls and utilities, as well as the interior design, partition, branding, furniture, technology, kitchens and washrooms.
Restaurant Fit Out Financing
We’ve partnered with Find a Restaurant to provide fit out financing solutions for restaurants in the UK
Warehouse Fit Out Finance
Warehouses often need specific equipment, storage areas, aisles and workstages to ensure it operates efficiently. Mill Wood Finance can provide access to the right warehouse fit out financing solutions.
Care Home Fit Out Financing
Access the financing you need to make your building suitable for care and nursing home use.
Financing Shop Fit Out
The financing solutions you need to fit out your shop.
Cafe Fit Out Finance
Fit out your cafe to your exact ideal specification with access to bespoke commercial finance options.