Restaurant Asset Finance
Helping you to access the asset financing solutions your restaurant needs
/ FCA Registered
Reference: 729876
Who Are Mill Wood Finance?
Since 1999 we have been helping businesses to access bespoke borrowing solutions.
Our Ethos:
At Mill Wood Finance, we provide our customers with the professionalism, courtesy and service that is expected in all parts of our everyday lives.
Our Services
We work for our clients and not the banks that we have relationships with. We take the time to understand our customer's financial requirements and situation, before helping to advise and broker financial products best suited to them.
Flexible asset finance solutions for restaurants across the UK
Running a restaurant is expensive. At Mill Wood Finance, we specialise in helping hospitality businesses to access the funding they need through flexible asset finance solutions
We believe in valuable, honest, and straightforward business. By working with us, you’ll have your own broker on the end of the phone rather than going through endless call centres.
Our specialty is in putting together compelling business cases for your asset finance loan requests. We take the time to understand your restaurant as well as your financial objectives.
Lenders trust our judgement and commitment to sensible, responsible lending. This reputation provides us with favourable access to competitive repayment terms and potentially wider affordability multipliers compared to the high street lenders.
If you want to speak to a broker who understands hospitality, get in touch.
Why use Asset Finance?
Purchasing new equipment such as ovens or EPOS machines can strain cashflow. Asset finance allows you to spread the costs over a manageable period, preserving cash flow.
Restaurant Asset Finance
Working with a specialist hospitaity finance broker such as ourselves, you will benefit from our understanding of the seasonal trade and industry margins.
This understanding helps us to have a deeper understanding of your trading history and business performance. We work with specialist lenders who trust our judgement, especially when it comes to risk management.
Asset finance options we arrange
As a specialist hospitality broker, we work with a panel of lenders who understand restaurant finance.
Hire Purchase
Use the equipment immediately while paying in instalments. Ownership will pass to you once the final payment is made.
Finance Lease
Spread the cost across a fixed term, with the option to continue, upgrade or purchase at the end. A flexible choice for restaurants with evolving needs.
Operating Lease
Essentially a rental solution. You use the equipment for a short period of time and return it at the end.
What can be financed?
If it is essential to the running of your restaurant, chances are it can be financed. This includes but is not limited to:
- Commercial ovens
- Kitchen ranges
- Fridge and freezers
- Dishwashers
- Extraction systems
- EPOS
- Technology
- Furniture, fixtures and fittings