Asset Finance Solutions

Acquire the assets your business needs with flexible funding options

/ FCA Registered

Reference: 729876

Who Are Mill Wood Finance?

Since 1999 we have been helping businesses to access bespoke borrowing solutions. 

Our Ethos:

At Mill Wood Finance, we provide our customers with the professionalism, courtesy and service that is expected in all parts of our everyday lives. 

Our Services

We work for our clients and not the banks that we have relationships with. We take the time to understand our customer's financial requirements and situation, before helping to advise and broker financial products best suited to them.

Mill Wood Finance helps businesses to access asset finance solutions

There are a broad range of asset finance solutions on the market.

The affordability and suitability for your business will vary greatly depending on a number of factors, including your credit history and business case for the loan application.

Sifting through all of the various asset finance solutions on the market isn’t necessarily the best use of your time.

We believe in valuable, honest, straightforward business. By working with us, you’ll have your own broker on the end of the phone rather than going through endless call centres.

Many lenders choose to work exclusively through brokers, as we have a deep understanding of their unique requirements and financial objectives.
We have an intimate understanding of the different options on the market, as well as having enviable connections within the commercial finance industry that enable us to access premier rates on behalf of our clients.

If you are seeking asset finance for your business, we are here to help. Not only do we have access to asset finance solutions not available on the high street, our team have expertise in writing a compelling business case to submit to our lenders. This business case is a realistic, trusted review of your business strengths and weaknesses that helps the lender to understand your loan request.

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Finance Secured

What types of assets can be financed?

Commercial Vehicles

Commercial vehicles, such as vans and lorries, are among the most financed assets in the UK. Businesses in logistics, construction, and retail require reliable fleets to ensure smooth operational processes.

Why finance commercial vehicles?

There are two primary reasons why businesses may consider fleet finance, amongst many others: 
  • Leasing or hire purchase agreements reduce the upfront costs of acquiring vehicles. 
  • Flexible terms allow businesses to upgrade vehicles as needed, ensuring compliance with evolving emissions standards and operational demands.

Agricultrual Equipment

Farmers and agricultural businesses often finance tractors, harvesters, and irrigation systems to optimise agricultural productivity. 

Why finance agricultural equipment?

  • Seasonal repayment terms align with harvest cycles.
  • Access to the latest technology enhances efficiency and overall yield.

IT Hardware and Office Equipment

Laptops, servers, printers, and telecommunications systems form the backbone of modern businesses. Financing IT infrastructure allows companies to stay ahead in a tech-driven world, spreading the cost of technology over time. 

Why finance IT and office technology?

  • Regular upgrades keep systems current, avoiding obsolescence.
  • Fixed monthly payments simplify budgeting.

Construction Machinery

Heavy-duty equipment such as excavators, cranes, and bulldozers are critical for construction and engineering industries. Financing these assets allows businesses to keep up with demand without straining their budgets, spreading the cost of high-value plant and machinery over time.

Why finance plant and machinery?

  • Spread the cost of high-value assets over time.
  • Seasonal businesses can match repayment schedules to cash flow cycles.
  • Access the latest technology to remain competitive in global markets.
Manufacturing equipment
Assets such as CNC machines, injection moulding systems, and assembly lines are vital for manufacturing companies. Using asset finance ensures businesses can maintain productivity and meet order volumes without large upfront capital expenditure, spreading the cost of high-value manufacturing equipment over time. 

Why finance manufacturing equipment?

  • Access the latest technology to remain competitive in global markets.
Hospitals, clinics, and private practices rely on financing to acquire essential high-cost equipment like MRI machines, X-rays, and patient monitoring systems.

Why finance medical equipment?

  • High upfront costs make financing essential for acquiring cutting-edge medical devices.
  • Flexible terms align payments with revenue streams, ensuring sustainability.
Solar panels, wind turbines, and battery storage systems are increasingly financed by UK businesses aiming to meet their sustainability goals, and reduce energy costs.

Why finance renewable energy systems?

  • Green financing options include tax benefits and government incentives.
  • Immediate savings on energy bills offset financing costs.
Refrigeration units, shelving, display systems, and point-of-sale (POS) terminals are crucial for retail businesses. Financing these can spread the cost of high-value retail equipment over time. 

Why finance retail equipment and fittings?

  • Financing allows for investment in high-quality setups without straining cash reserves.
  • Modern fittings improve customer experience and operational efficiency.
From warehouses to office spaces, restaurants to doggy day cares, commercial property finance is essential for businesses looking to expand or secure premises.

Why finance your commercial property?

  • Mortgage or lease agreements make large-scale acquisitions more accessible.
  • Freeing capital for operational investments.
Food and beverage businesses often finance ovens, packaging machines, and refrigeration systems, as well as a number of other high-value assets. 

Why finance food production machinery?

  • Maintains cash flow in a high-demand, high-volume industry.
  • Enables investment in energy-efficient and compliant machinery.
With the UK’s push towards sustainability, EVs are becoming a significant part of business fleets. Electric vehicles can incur a high-cost to acquire, financing these assets helps to spread the cost, providing your business access to more sustainable practices. 

Why finance EVs for your business?

  • EV leasing schemes often include maintenance and charging infrastructure support.
  • Low emission zones incentivise businesses to transition to EVs.
Video conferencing systems, projectors, and digital displays are frequently financed by businesses in the education, hospitality, and corporate sectors. 

Why finance AV equipment?

  • Keeps businesses equipped with the latest communication tools and technology. 
  • Improves customer experience and internal collaboration.
Restaurants, hotels, and catering businesses rely on financed equipment like ovens, dishwashers, and coffee machines to deliver high-quality service. Regularly updating these assets can prove to be expensive, so financing helps your business alleviate some of the up-front cost of acquiring these assets. 

Why finance hospitality and catering equipment?

  • Financing supports cash flow in a capital-intensive industry.
  • Enables investment in premium equipment that enhances the customer experience and leads to improved customer satisfaction. 
Shelving, racking, forklifts, and conveyor systems are essential for logistics and e-commerce businesses. 

Why finance warehouse and storage assets?

  • Structured payments align with your business revenue cycles.
  • Scalable solutions can accommodate your business growth.
Printing presses, packaging systems, and labelling machines are crucial for businesses in publishing and product-based industries. These assets are often high-value

Why finance printing and packaging machinery?

  • Reduces upfront costs in a high-demand sector, allowing you to ease the burden of paying for these assets in full. 
  • Enhances your operational efficiency and production speed.
CCTV, access control systems, and alarm systems are increasingly financed as the technology evolves, to ensure sound business security. 

Why finance security systems?

  • Avoids large upfront costs while keeping premises safe.
  • Includes options for regular upgrades as technology improves.
Gyms and fitness studios often finance treadmills, weights, and other high-value equipment to attract members and keep retention high. 

Why finance gym equipment?

  • Leasing gym equipment allows for regular upgrades, keeping your gym’s offerings competitive.
  • Spreads costs in an industry with fluctuating membership rates, and seasonal customer habits. 
Industries like aviation, motorsport, healthcare, and manufacturing use asset finance to access training simulators to enhance workforce skills.

Why finance training equipment?

  • Reduces upfront investment in high-value training tools.
  • Enables businesses to stay ahead with regards to the skill development of their employees.
Cameras, editing suites, and studio equipment are often financed by media and creative businesses

Why finance media equipment?

  • Supports high-quality production while managing your cash flow.
  • Allows for regular upgrades so your business can keep up with industry trends.
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Let's work together for your financing requirements

/ Our Office

Sinon House, The Hyde, Brighton and Hove, BN2 4JE

/ Phone Us

01273 523690